Comment: This website has detailed information about everything you would ever want to know about insurance regulation in Alabama. Unfortunately, most of this information will be of much more interest AFTER you pass the exam and begin your career in insurance.
This website is useful for getting information necessary to reach specific individuals you may need to contact within the Department of Insurance before obtaining your license. For example, if you have previously held an insurance license in another state or in Alabama, you should contact the department’s licensing personnel to see if any particular rules apply to you. Also, if you have a significant criminal record such as a felony, a prior bankruptcy, or child support payment issues, you may have a delay in obtaining your insurance license. On this Web site, you can find the people who know the answers to those kinds of questions. At 180 Licensing, we have found the staff members at the Alabama Department of Insurance to be very friendly and helpful.
When in doubt about any technical licensing or regulatory issue, the Alabama Department of Insurance is the authoritative administrative agency to contact. Their phone number is 334-269-3550
Alabama Statutes and Regulations
Comment: These are exact copies of Alabama’s state statutes and regulations. The detail is overwhelming. Our recommendation is to not visit these two state sites unless you have a very specific issue you want to research.
Alabama Insurance Exam Registration Services
The Alabama Department of Insurance has teamed up with the University of Alabama in an effort to license individuals interested in becoming insurance producers in the state of Alabama. Available information on their web site includes:
- General Requirements
- Taking the Exam
- Exam Location
- Availability and Exam Type
- Absence on Exam Date
- Examination Completion and Notification of Results
- Exam Black-out Dates
- Identification Requirement
- Re-examination Procedures
- Confirmation of Registration and Further Information
- Arrival at Exam Site
- Exam Information
- Online registration
- Directions Guide to Exam Locations
Gemalto (Fingerprinting Service)
The state of Alabama has contracted with Gemalto to provide fingerprinting services. Try to plan your fingerprinting after you pass your exam and immediately before you apply for your license because the fingerprint data is available to the ADOI for only 30 days. Preregistration is required. Go here.
Alabama Approved Prelicensing Education
Comment: The state of Alabama requires prelicensing education from an Alabama approved provider prior to you being able to take your insurance exam. You must take the required course and receive a certificate of completion and must pass your insurance exam within a 12 month period.
STILL NEED HELP PASSING THE EXAM?
Have you taken an prelicensing course, have your valid certificate, and still having trouble with the exam? We have highly effective courses designed to make passing the exam easier. We recommend our National Exam Prep Package for your Life and Health or Property and Casualty exam prep needs.
We have not sought to be an approved provider. Our focus in Alabama is on helping you pass your insurance licensing exam as fast and easy as is possible. Purchasing our materials does not meet your prelicensing education requirement. To best prepare to pass your exam, you will need to supplement our National course materials with the state specific rules provided to you by your approved prelicensing education provider.
National Insurance Producer Registry (NIPR) Website
Comment: The state of Alabama provides for electronic filing of your license application through NIPR.
National Association of Insurance Commissioner’s (NAIC) Website
Comment: All of the state insurance regulators belong to this organization. The government regulators use NAIC to share information and create model legislation as guidance for the individual states.
Since this website is primarily oriented toward insurance regulators, we have not found the site to be as beneficial for someone preparing for the exam. But, a visit to this site can be instructive in a few ways. First, you will gain an appreciation for how complex the insurance industry is. Second, you will see the vast array of issues facing the insurance industry on any given day. And, last, you will find a number of the NAIC Consumer Guides very informative (such as the Shopper’s Guide for Buying Life Insurance, the guide on Deferred Annuities with Equity Index Features, etc.).
Disclaimer: 180 Licensing Insurance Exam Prep, Inc. makes every effort to ensure the accuracy of this article, information is subject to change. The final authority for the latest insurance licensing information is your state’s department of insurance.
Must Read: Our National online, self-paced, exam prep courses offered in Alabama do not meet your state’s prelicensing education requirement. They contain national insurance and general state law rules, but do not contain your exam’s specific state law content (about 15-20% of your exam). If you have taken an approved prelicensing education course, have a valid certificate, and still need a passing score, use our materials and supplement with the state law material from your prelicensing provider. Designed by award winning Professor Jerry Furniss, our interactive exam prep materials are excellent for getting you over the finish line the fastest and easiest way possible. Go here for more information.